Quantum Loan Services

Introduction

Welcome to Quantum Loan Services ("Company", "we", "our", "us"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at info@quantumloanserv.com.

Information We Collect

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and services, when you participate in activities on the website, or otherwise when you contact us.
The personal information that we collect depends on the context of your interactions with us and the website, the choices you make, and the products and features you use. The personal information we collect may include the following:
• Name and Contact Data: We collect your first and last name, email address, postal address, phone number, and other similar contact data.
• Credentials: We collect passwords, password hints, and similar security information used for authentication and account access.

How We Use Your Information

We use personal information collected via our website for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We use the information we collect or receive:
• To send administrative information to you. We may use your personal information to send you product, service, and new feature information and/or information about changes to our terms, conditions, and policies.
• To fulfill and manage your orders. We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the website.
• To post testimonials. We post testimonials on our website that may contain personal information. Before posting a testimonial, we will obtain your consent to use your name and testimonial.
• To protect our services. We may use your information as part of our efforts to keep our website safe and secure (for example, for fraud monitoring and prevention).

Sharing Your Information

We do not disclose, share, sell, rent, or otherwise distribute your personal information to any third parties without your explicit consent, except as described in this privacy policy.

Retention of Information

We will retain your personal information only for as long as is necessary to fulfill the purposes outlined in this privacy policy unless otherwise required by law.

Contact Us

If you have questions or comments about this policy, you may contact us by email at info@quantumloanserv.com, by phone at 8772038124, or by post to:
Quantum Loan Services
12030 Bandera RdSuite 108
Helotes , TX, 78023
Thank you for trusting us with your personal information.
Effective Date: 06/20/2024

Introduction

Welcome to Quantum Loan Services ("Company", "we", "our", "us"). These Terms of Service ("Terms", "Terms of Service") govern your use of our services related to loan issuance and financing ("Service") operated by Quantum Loan Services.

Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard, and disclose information that results from your use of our services.

Your agreement with us includes these Terms and our Privacy Policy ("Agreements"). You acknowledge that you have read and understood Agreements, and agree to be bound by them.

If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know by emailing at info@quantumloanserv.com so we can try to find a solution. These Terms apply to all visitors, users, and others who wish to access or use Service.

Loan Issuance

Eligibility

To be eligible for our loan services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction.
• Provide accurate, current, and complete information during the application process.
• Agree to a credit check and provide consent for us to obtain and use your credit report and other relevant information.

Application Process

By submitting a loan application, you authorize us to verify all information you provide, including conducting credit checks and contacting references. You agree to provide any additional documentation or information requested by us to complete the application process.

Loan Approval

Loan approval is subject to our review and discretion. We reserve the right to approve or deny any loan application. Approval is contingent on our underwriting criteria, including but not limited to creditworthiness, income, and debt-to-income ratio.

Loan Terms

The specific terms of your loan, including the loan amount, interest rate, repayment schedule, and any fees, will be outlined in your loan agreement. By accepting the loan, you agree to comply with all terms and conditions set forth in the loan agreement.

Payments

You agree to make all payments as specified in your loan agreement. Payments must be made on time and in full. Late payments or non-payment may result in additional fees, increased interest rates, or other penalties as outlined in your loan agreement.

Communications

By using our Service, you agree to receive communications related to your loan and account, including but not limited to payment reminders, notices of changes to terms, and other important information. You may opt out of marketing communications at any time by following the unsubscribe link or by emailing us at info@quantumloanserv.com.

User Responsibilities

You agree to:

• Use our Service only for lawful purposes and in accordance with these Terms.
• Not use our Service in any manner that could damage, disable, overburden, or impair our servers or networks.
• Not attempt to gain unauthorized access to any part of our Service, other accounts, computer systems, or networks connected to our Service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Governing Law

These Terms shall be governed and construed in accordance with the laws TX, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms, please contact us at info@quantumloanserv.com.

Contact Information

Quantum Loan Services
12030 Bandera RdSuite 108
Phone: 8772038124
Email: info@quantumloanserv.com

Effective Date: 06/27/2024

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